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Privacy Policy

Privacy Policy

Effective Date: March 28th, 2025

Welcome to ADU Loan Finder (“we,” “our,” “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, share, and protect your information when you visit https://aduloanfinder.com (the “Site”) or use our services.

This policy complies with the General Data Protection Regulation (GDPR) for users in the European Economic Area (EEA) and the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), for California residents.

By using our website or services, you consent to this Privacy Policy.

1. Information We Collect

a. Personal Information You Provide

When you fill out forms, request loan quotes, or contact us, you may provide:

  • Full name

  • Email address

  • Phone number

  • Residential address

  • Financial details (such as income, employment status, loan preferences)

  • ADU property data

b. Automatically Collected Data

When you visit our website, we may automatically collect:

  • IP address

  • Browser and device information

  • Operating system

  • Site navigation and behavior (pages visited, session duration)

  • Referring URLs

2. How We Use Your Information

We use your information to:

  • Evaluate eligibility and match you with ADU financing providers

  • Respond to inquiries and provide customer support

  • Analyze and improve website performance

  • Maintain legal compliance

  • Prevent fraud and unauthorized access

3. Legal Bases for Processing (GDPR Compliance)

If you are located in the EEA, we process your Personal Data under the following legal bases:

  • Consent – when you give us permission (e.g., to contact you or submit loan-related information)

  • Contract – when processing is necessary to fulfill a request or agreement

  • Legal obligation – to comply with regulatory and legal duties

  • Legitimate interests – to analyze our services, prevent fraud, or improve user experience

4. Your Rights Under GDPR

If you are located in the EEA, you have the following rights:

  • Right to access – know what data we hold about you

  • Right to rectification – request correction of inaccurate data

  • Right to erasure – request deletion of your personal data

  • Right to restrict processing – ask us to limit how we use your data

  • Right to data portability – receive your data in a machine-readable format

  • Right to object – to data processing in certain circumstances

  • Right to withdraw consent – at any time, without affecting the lawfulness of processing before withdrawal

To exercise these rights, contact us at contact@shawnrlloyd.com.

5. Your Rights Under CCPA / CPRA

If you are a California resident, you have the right to:

  • Know what categories of personal information we collect and the purposes

  • Access the personal information we hold about you

  • Request deletion of your personal information

  • Correct inaccurate personal information

  • Opt-out of the sale or sharing of personal information (note: we do not sell your data)

  • Limit use of sensitive personal information, if applicable (we only use such data for providing services)

  • Non-discrimination for exercising privacy rights

You can exercise these rights by emailing contact@shawnrlloyd.com with the subject line “CCPA Request”.

6. Data Sharing and Disclosure

We do not sell your personal information. We only share your data with:

  • ADU loan providers or lenders as requested by you

  • Service providers who help us operate the website or process data (under binding agreements)

  • Legal authorities if required by law, regulation, or court order

All vendors and processors are required to maintain confidentiality and security standards.

7. Data Retention

We retain your personal information only as long as necessary for:

  • The purpose for which it was collected

  • Legal or regulatory requirements

  • Resolving disputes and enforcing our agreements

When no longer needed, we securely delete or anonymize your data.

8. Security Measures

We use reasonable and appropriate safeguards to protect your data, including:

  • HTTPS encryption (TLS 1.3)

  • Data encryption at rest and in transit

  • Role-based access controls

  • Regular security reviews and software patching

  • Secure data backup and recovery plans

Despite our efforts, no system is 100% secure. Please notify us if you believe your data has been compromised.

9. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Maintain session functionality

  • Analyze website usage

  • Improve user experience

You can manage your cookie preferences through your browser settings.

10. International Transfers

If you are located outside the U.S., your data may be transferred to and stored on servers located in the U.S. By using our website, you consent to this transfer.

11. Children’s Privacy

Our services are not intended for children under the age of 18. We do not knowingly collect data from individuals under 18. If you believe we have done so, contact us immediately at contact@shawnrlloyd.com.

12. Changes to This Privacy Policy

We may update this Privacy Policy periodically. If changes are material, we will notify you via our website. Continued use of the Site after changes means you accept the revised policy.

13. Contact Us

If you have any questions, concerns, or would like to exercise your privacy rights, please contact us:

ADU Loan Finder
https://aduloanfinder.com
📧 contact@shawnrlloyd.com